Comprehensive Financial Group offers a variety of strategies to be able to develop an in-depth and multifaceted plan for each client’s financial goals. Our services include:
- Retirement and Estate Planning
- Retirement “Exit Strategies”
- 401k, 457, 403b and IRA Rollovers
- Managed Funds and Mutual Funds
- Indexed Annuities
- Life Insurance
- Roth IRA Conversions
- Tax-Sheltered Retirement and College Savings Plans
- Debt and Mortgage Consolidation / Elimination Plans
Retirement and Estate Planning
What are the actual numbers you can expect to retire with, and in what time frames? We can answer these questions, and help come up with solutions for either adding to the savings amount or reducing the necessary time, or both.
Retirement “Exit Strategies”
What can you expect to leave behind for your children and grandchildren, and how will this be distributed and taxed? Should we make some changes to reduce the taxes or the potential for probate and legal fees?
401k, 457, 403b and IRA Rollovers
Which retirement plans do you have or qualify for? Are the ones you have performing the way you want or expect? Can we get them to perform better, make them safer, or reduce their fees? Do you have old accounts that need to be consolidated?
Managed Funds and Mutual Funds
Can professional money management help you achieve your goals with less volatility? Are mutual funds right for you?
Can you afford to risk any money, or would you rather eliminate all market risk and still get a reasonable rate of return in an indexed annuity? Are you concerned you may outlive your retirement?
Do you need to make sure your income will be replaced in the event of your death? Do you have an estate that will be heavily taxed? Life insurance is usually the most cost-effective solution for these concerns.
Roth IRA Conversions
What is your tax situation? Will you be paying more or less tax in retirement? Should you make some adjustments now to minimize unnecessary tax liability later on?
Tax-Sheltered Retirement and College Savings Plans
Are you saving enough to ensure a comfortable retirement? Can we find ways to increase what you are able to invest each month without impacting your current budget? And if so, which plans do you qualify for and which one is best for you?
Debt and Mortgage Consolidation / Elimination Plans
Is debt weighing down your retirement ambitions? Can you reduce or eliminate your debt more quickly and with less expense than you are now?